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For Business Owners

As a full-service advisor, we offer a wide array of Qualified Employer Sponsored Plans. These plans not only provide great tax benefits but are a great method of retaining your most valuable employees. While Non-Qualified Employer Sponsored Plans are flexible, they do not actually meet the ERISA guidelines and do not qualify for the same tax benefits as Qualified Plans. Below is a list of Qualified Employer Sponsor Plans available through Ridgetown Investments.

Business Planning

At Ridgetown Investments your unique goals are always our focus. Our strategies may include leveraging assets towards your financial estate. It is our mission to help reduce your financial burden and ensure that your children and grandchildren enjoy the fruits of your labor for many years to come.

Deferred Compensation & Profit-Sharing Programs

We can analyze and shop your current plan to potentially find better value for your business and your employees. Whether you stick with your current plan or select a new one, we’re there every step of the way to help you implement it. This in turn can help with tax benefits and even help with employee retention.

401(k), 403(b), SIMPLE IRA & Retirement Plan Reviews

Need help implementing your 401K, 403B, SIMPLE IRA and retirement plans? We can help. We can even review your current investment strategies and current cost structures striving to make sure you are getting the most from your strategy.

Key Person Insurance

Whether you’re reviewing your current policy or new ones, we provide terms and rates ensuring you are 100% satisfied with your strategy and giving you the peace of mind in the event a key employee passes away.

Business Succession Planning

An effective succession plan is a crucial part for the longevity of a business and to be truly successful, no task can be overlooked. We are here to work with your entire team, including the owner, your attorney, your CPA, and most importantly, you, to ensure a successful transition.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. |  (616) 606-9100